MoneyMinderOnline is secure! MoneyMinderOnline takes full advantage of the latest in technology and is 100% cloud-based. (This means you access your account by going to our URL address and inputting your username and password.) MoneyMinderOnline resides in a Tier 2 hosting facility in the United States which provides 99.98% or better availability, redundant backup power, offsite backup, and other systems to best meet the needs of heavy 24x7 transaction volume. Beyond MoneyMinderOnline’s application layer security, encryption, SSL for personal data and credit card processing, and 3rd party PCI compliance testing, MoneyMinderOnline is also behind a state of the art firewall to further secure customer information.