Money Coaches

Certified Financial RecoverySM Counselors


Debra Savage

Certified Financial RecoverySM Counselor

Debra’s number ONE goal is to empower women to find their personal “Money Sweet Spot” in order to live the life they want while having financial freedom. She brings a diverse and seasoned background in the ups and downs surrounding money and finances. She understands that those “ups and downs” often feel more like a roller coaster ride than a merry-go-round. Debra’s “never give up” philosophy and unwavering optimism blend with her easily approachable personality. Her straight-forward, yet gentle and supportive, coaching sets the stage for dramatic change to your financial world. Debra will hold a space of safety, you will never be or feel judged, where together you can unravel your finances and get a new, clear, and exciting plan so you can obtain and maintain YOUR Money Sweet Spot.

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Sheryl Kosovski

Certified Financial RecoverySM Counselor

Working with Sheryl is an opportunity to create a new vision for your life and change how you see yourself regarding money. She helps her clients see their value, so they come to believe they are worthy of more. She teaches them how to get out of debt, save, and create lasting financial security. She provides accountability and support to help them stick to the plan. More importantly, she has helped thousands of clients see that by taking care of their money they can better take care of themselves and the people they love. If you feel it’s time to take control of your finances and create a more stable and joyous future please give her a call.

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Megan deBoer

Certified Financial RecoverySM Counselor

Megan is dedicated to transforming financial anxiety into financial assurance. Having worked in the past as a bookkeeper, she is keenly aware of the challenges that emerge for the self-employed. She provides a supportive space for her clients to explore the emotions that may reside at the root of these challenges, and the practical approaches to address them.

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Colleen Bertolino

Certified Financial RecoverySM Counselor

Have you been looking for a magic money wand to take away all of your worries? The magic is in you and there is a way to find it. With practical tools and skills, Colleen facilitates your incredible journey into financial restoration and freedom. As you begin to implement these money-recovery principles, an empowering transformation begins to take place. With a background in recovery and life coaching, Colleen’s passion is to guide clients through this process while fostering their successful path to wholeness-mentally, emotionally, and financially. Colleen’s focus is coaching clients in their personal finances. Please connect with Colleen for a complimentary consultation.

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Wendy Wright, LMFT, CFRC, CEDS, CIEC

Certified Financial RecoverySM Counselor

Have you noticed there is an intersection between your money and your emotions? Wendy has over 20 years of experience as a Licensed Marriage and Family Therapist, coupled with a background in mortgage banking and real estate. She can help guide you through this intersection and into finding a new place of peace and clarity in your money and emotions. Wendy offers a safe place to discuss money and real tools to establish a firm foundation. She can also guide you on your path of creating a mindful money plan for yourself and your loved ones. She is a Certified Intuitive Eating Counselor [CIEC] and a Certified Eating Disorder Specialist [CEDS], and the author of The Intersection of Money and Milkshakes. If you have wondered if there is an overlap in your relationship with food and money, reach out to Wendy for support!

Wendy is based in Denver, Colorado, and offers both in-person and virtual sessions. Read more at

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Lauren Spelman

Certified Financial RecoverySM Counselor

Lauren Spelman is dedicated to helping her clients transform their relationships with money. A successful business owner for over 20 years, Lauren transformed her own life through the principles and tools taught by the Financial Recovery Institute. She knows firsthand how greater clarity and a positive relationship with money can free one from certain spending and saving cycles.

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Mikelann Valterra, MA, AFC®

Certified Financial RecoverySM Counselor

Mikelann Valterra, MA, is the co-founder of MoneyMinderOnline. For over 20 years she’s been coaching women on how to design a life they truly love, by transforming their relationship with money. She helps her clients get an emotional handle on their money, understand the practical, and exit the “money fog” forever. If you are tired of financial anxiety and long to feel great about your money life, call her.

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Carrie Friedberg, MA, FBS®

Certified Financial RecoverySM Counselor

Since 2010, Carrie Friedberg, the SF Money Coach, has been teaching individuals, families and small business owners all over the world how to align their spending, saving and earning with their values. She is a certified financial coach and certified financial behavior specialist with an extensive background in mindfulness, positive psychology and personal development. Carrie teaches clients how to create a framework and develop routines for making conscious, guilt-free financial decisions. When relevant, clients address behavioral finance, family history and imbalances such as debt and emotional spending. She has been featured by the US News, Forbes, and Oprah and many other media outlets. Carrie has consulted with Visa, Macy’s, Google, University of San Francisco, Kansas State University and UC Berkeley.

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Nomi Dekel, MA, LMFT

Certified Financial RecoverySM Counselor

Nomi offers you 30 years of experience as a psychotherapist along with her deep understanding of how we relate to money. Your work will be a collaborative process guiding you towards your unique financial foundation, making possible the freedom to choose more for your life now and into the future. You will learn concrete skills to manage your money along with getting to know yourself more deeply.

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Sue Holm, JD, CFRC

Certified Financial RecoverySM Counselor

Sue Holm is a litigator with 30 years’ experience in both private and public practice; small firms and large. As a Certified Financial Recovery Counselor, Sue helps attorneys and other professionals understand their relationship with money and get a handle on their finances. Using the financial recovery process Sue teaches the mechanics of effective money management and works with her clients to discover and resolve the underlying causes of money dysfunction, such as under-earning, unconscious spending, chronic debt, deprivation, and money fog.

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Jessica Chicorelli

Certified Financial RecoverySM Counselor

With a career background in Human Resources and a specialty in employee benefits focusing on financial wellness, Jessica’s commitment to empowering others to find their financial freedom has spanned over 20 years. As a Financial Recovery Counselor and Money Coach, Jessica works with individuals and couples on how to spend their money based on not only how they NEED to spend it but also how they WANT to spend it. Having worked with hundreds of individuals as they navigate health and life insurance, 401(k) and pension plans she has a passion for helping individuals become financially well.

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Lisa Gould

Certified Financial RecoverySM Counselor

Afraid to call because of how bad your situation is? Don’t be. Lisa’s was probably much worse. Having lived the life of a would-be client she can relate to whatever you are thinking now. Life experiences aside, she also spent 20+ years working in the finance industry prior to becoming a counselor. Together you’ll take a mirror to your money and get clarity about where you are right now.

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Jean Schneider

Certified Financial RecoverySM Counselor

Jean is drawn to financial recovery counseling because of her compassionate observation of the stress and disabling effects of money challenges on the lives of honest, kind and courageous people. With 30 years experience in small business accounting and her desire to share her strengths in money management, she guides her clients through a proven Financial Recovery process.

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Morgan Garon

Certified Financial RecoverySM Counselor

With a background in Wealth Management and Relationship Development, Morgan is proud to offer a life-changing experience that will bring you a ton of relief, excitement and hope. She is ready to help you pay off your debt, build up some savings and secure your financial future. Morgan absolutely loves this work and is extremely committed to your success. Contact her today to see what’s possible.

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Sarah McMurray

Certified Financial RecoverySM Counselor

When your thoughts are consumed with worry over money, it’s exhausting. Sarah’s greatest satisfaction comes from helping clients to not only fix their money worries, but also to get their energy back and build a life that excites them. Sarah has experience in working successfully with clients all over the world. Due to the time difference between New Zealand and the American Continent, Sarah is able to offer US and Canadian clients appointments in the evening and on Sundays.

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Danielle Ray, MA, LMFT

Certified Financial RecoverySM Counselor

Having been a psychotherapist for nearly 20 years, Danielle Ray, MA, MFT holds a firm belief that money and psychology cannot be separated. Money issues are where the symbolic/emotional meets the concrete. Realizing the limitation of solely working from a psychological perspective, she became trained as Financial Recovery Counselor. Her work is practical, intelligent, and informed by years of study and clinical practice. Danielle works with individuals and couples, as well as other therapists who want to achieve money mastery and a more successful private practice.

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Dana Conley

Financial RecoverySM Counselor

Are you ready to revolutionize your relationship with money? It’s easy if you know how! For over 15 years, Dana has worked with hundreds of clients to educate and empower them to develop mindfulness, master their mindset, and manifest their dreams. She blends her training and experience in holistic healing, teaching, and coaching with the proven process of Financial Recovery to provide you with valuable tools to heal your relationship with money and create a more meaningful life. Schedule a Discovery Session to find out how.

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