Money Coaches

Certified Financial RecoverySM Counselors


Carrie Friedberg

Certified Financial RecoverySM Counselor

Since 2010, Carrie has been guiding individuals and families all over the world on aligning their spending, saving and earning with their values. She is a financial behavior specialist and has an extensive background in education, yoga and psychology. Carrie teaches clients how to create a sustainable framework for making conscious, guilt-free financial decisions.

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Sandy Jones

Certified Financial RecoverySM Counselor

Sandy is dedicated to helping her clients gain financial harmoney by using a practical and compassionate approach. She works nationwide with individuals and couples in a supportive and non-judgmental manner. She is passionate about her work, and as a retired teacher, draws upon her background in education to encourage and instill confidence in clients as they wrap their arms around their money.

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Lauren Spelman

Certified Financial RecoverySM Counselor

Lauren Spelman is dedicated to helping her clients transform their relationships with money. A successful business owner for over 20 years, Lauren transformed her own life through the principles and tools taught by the Financial Recovery Institute. She knows firsthand how greater clarity and a positive relationship with money can free one from certain spending and saving cycles.

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Megan deBoer

Certified Financial RecoverySM Counselor

Megan is dedicated to transforming financial anxiety into financial assurance. Having worked in the past as a bookkeeper, she is keenly aware of the challenges that emerge for the self-employed. She provides a supportive space for her clients to explore the emotions that may reside at the root of these challenges, and the practical approaches to address them.

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Sue Holm, JD, CFRC

Certified Financial RecoverySM Counselor

Sue Holm is a litigator with 30 years’ experience in both private and public practice; small firms and large. As a Certified Financial Recovery Counselor, Sue helps attorneys and other professionals understand their relationship with money and get a handle on their finances. Using the financial recovery process Sue teaches the mechanics of effective money management and works with her clients to discover and resolve the underlying causes of money dysfunction, such as under-earning, unconscious spending, chronic debt, deprivation, and money fog.

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Lisa Gould

Certified Financial RecoverySM Counselor

Afraid to call because of how bad your situation is? Don’t be. Lisa’s was probably much worse. Having lived the life of a would-be client she can relate to whatever you are thinking now. Life experiences aside, she also spent 20+ years working in the finance industry prior to becoming a counselor. Together you’ll take a mirror to your money and get clarity about where you are right now.

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Morgan Garon

Certified Financial RecoverySM Counselor

With a background in Wealth Management and Relationship Development, Morgan is proud to offer a life-changing experience that will bring you a ton of relief, excitement and hope. She is ready to help you pay off your debt, build up some savings and secure your financial future. Morgan absolutely loves this work and is extremely committed to your success. Contact her today to see what’s possible.

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Mikelann Valterra, MA

Certified Financial RecoverySM Counselor

Mikelann Valterra, MA, is the co-founder of MoneyMinderOnline. For over 20 years she’s been coaching women on how to design a life they truly love, by transforming their relationship with money. She helps her clients get an emotional handle on their money, understand the practical, and exit the “money fog” forever. If you are tired of financial anxiety and long to feel great about your money life, call her.

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Jessica Chicorelli

Certified Financial RecoverySM Counselor

With a career background in Human Resources and a specialty in employee benefits focusing on financial wellness, Jessica’s commitment to empowering others to find their financial freedom has spanned over 20 years. As a Financial Recovery Counselor and Money Coach, Jessica works with individuals and couples on how to spend their money based on not only how they NEED to spend it but also how they WANT to spend it. Having worked with hundreds of individuals as they navigate health and life insurance, 401(k) and pension plans she has a passion for helping individuals become financially well.

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Sarah McMurray

Certified Financial RecoverySM Counselor

Sarah loves helping clients discover how they can pay down debt and save more, and at the same time live in a way that meets their deepest needs. Due to the time difference between New Zealand and the American Continent, Sarah is able to offer US and Canadian clients phone appointments in the evening and on Sundays.

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Jean Schneider

Certified Financial RecoverySM Counselor

Jean is drawn to financial recovery counseling because of her compassionate observation of the stress and disabling effects of money challenges on the lives of honest, kind and courageous people. With 30 years experience in small business accounting and her desire to share her strengths in money management, she guides her clients through a proven Financial Recovery process.

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Nomi Dekel, MA, LMFT

Certified Financial RecoverySM Counselor

Nomi offers you 30 years of experience as a psychotherapist along with her deep understanding of how we relate to money. Your work will be a collaborative process guiding you towards your unique financial foundation, making possible the freedom to choose more for your life now and into the future. You will learn concrete skills to manage your money along with getting to know yourself more deeply.

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Danielle Ray, MA, MFT

Certified Financial RecoverySM Counselor

Having been a psychotherapist for nearly 20 years, Danielle Ray, MA, MFT holds a firm belief that money and psychology cannot be separated. Money issues are where the symbolic/emotional meets the concrete. Realizing the limitation of solely working from a psychological perspective, she became trained as Financial Recovery Counselor.  Her work is practical, intelligent, and informed by years of study and clinical practice.  Danielle works with individuals and couples, as well as other therapists who want to achieve money mastery and a more successful private practice.

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